Preparation
of Deed
You must have an attorney draw the deed. If you do not have
an attorney, then please ask the buyer's closing attorney
to draw a deed for you. This should be arranged a few weeks
prior to closing.
Discharge
of Present Mortgage
This will be handled by the closing attorney. Please advise
the closing attorney of who is holding your present mortgage(s)
and give him or her the account number(s).
Smoke
Detector Certificate
You must have a smoke detector certificate for the closing.
Please call your local Fire Department to arrange this at
least three weeks prior to closing. Smoke detector certificates
are valid for 60 days.
Keys/Driver's
License
Please bring your house keys and garage door openers (if
applicable) to the closing, along with your driver's license.
The closing attorney will need to see proof of identification.
Fuel
Adjustment & Utilities
If your home is heated by oil, some oil companies will make
a final stick measurement. Otherwise you can make a visual
reading and round off to the lower 1/8 reading of the tank.
Most tanks are adjusted based on 260 gallons as full.
Keep
a copy of your last oil bill and use the last price per
gallon that you paid as the factor multiplied by the number
of gallons left in the tank. Please contact your real estate
agent with the reading.
Final
Water Reading
You should arrange for a final water reading a few days
prior to closing by calling your town Water Department.
Many towns will allow you to go to their office and pay
the bill so that you can bring a paid receipt to the closing.
If not, then the bill must be picked up and brought to the
closing. The amount owed should also be called into the
closing attorney so that the proper adjustment can be made.
Septic
Certification (Title V)
If you have private sewerage you must provide a certification
stating that the system conforms to the state's Title V
sanitary code. The state has a list of inspectors that can
perform this certification. This should be done well in
advance of the closing to allow for necessary repairs. A
copy of the Title V Certificate should be brought to the
closing.
Condominium
Seller
You must provide a 6D Certificate at closing, which represents
that common charges (condominium fees) are paid in full.
It must be signed by a majority of the recorded trustees.
Transfer
Utilities
Call your electric, telephone, and gas company, if applicable,
to arrange transfer of service to be effective the day of
the closing.
(Click Here
to see list of Town Office and Utility Company telephone
numbers)
|
